Major Financial Aid Programs

When you apply for financial aid, you are considered for the following aid programs, EXCEPT the Federal Direct PLUS Loan, the Direct Grad PLUS, and private loans. You must complete separate applications for PLUS Loans and private loans.

To be eligible for most aid programs, you must be a U.S. citizen or an eligible non-citizen as defined by the U.S. Department of Education and must be enrolled in a program leading to a degree.

Direct Stafford Loan Limits (borrowing maximums)
(Subsidized and Unsubsidized)

 

Undergraduate Students

Graduate Students

 

 Dependent

 Independent

 

 1st Year 

 $5,500 ($3,500)

 $9,500 ($3,500)

 

 2nd Year

 $6,500 ($4,500)

 $10,500 ($4,500)

 $20,500 for each year 

 3rd Year and beyond

 $7,500 ($5,500)

 $12,500 ($5,500)

 

 Total Loan Debt Limit 

 $31,000 ($23,000) 

 $57,500 ($23,000) 

 $138,000 ($65,000)

Work-Study

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